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Sunday, October 18th 2009

4:49 AM

The Wonders of Winterizing Your Wallet



Hear that steady drip-drip-drip?
Ah yes, autumn is upon us. For folks in northern states, it's time to collect those summer memories, fold a crimson leaf into the pages of a book, and get off your hiney and fix a few things. Autumn is a great time for rakin' leaves, clearing some clutter and bundling up for the winter months.

If you happen to live in a southern clime, it's time to have those breaks checked on your car. Your snowbird friends are about to come back and drive 10 miles an hour under the speed limit.

However, that steady drip-drip-drip I mentioned ain't necessarily comin' from your leaky roof. It could be the sound of your precious hard-earned cash dribbling down the drain. Besides fixing the leak in the roof and mending your socks, fall is a great time to review your 401(k), tune up your investment instruments, and set fresh money goals for the coming months. Some folks have an easier time at this sort of thing. I don't know why that is, but it's so. Maybe you feel like you've got a hole in your pocket when it comes to money. It's a pretty common theme. It ain't always easy to keep money hangin' around you like a fine perfume. With just a minor shift, and you can be back in the high life.

Are You Leaking Money?


Here's the thing. Most folks only look at how much money they can make while they utterly ignore how much money they can keep. But like a leaky faucet, some fixes don't require a professional and you can tackle the job yourself. Imagine you have a huge water jug. Every morning you fill the jug to the brim with fresh clean water, but you don't see the holes in the bottom o' your vessel. How long do you suppose it'll take for the jug to run dry?

This is what a lot o' folks do with their money, too. You gotta plug the money leaks or there will come a day when you need something but the money's gone dry. It doesn't have to be this way. Living like a fat cat really is a matter of choice, even if you are on a money diet. It starts with plugging your biggest leaks first - just one big leak and that will keep the money pot fuller longer. Manage to plug a few other leaks and your money pot will be brim full those times you need money the most. Keep at it, and pretty soon your, uh, pot runneth over.

Tips to Make Your Money Pot Runneth Over


Here are some swell ideas to get you started plugging up those money leaks.

1. Get financial guidance - A lot of financial companies, community centers and even some churches offer classes on how to manage money. A word to the wise: never take advice from somebody who has never had what you want. Whenever possible check the credentials of the person giving you advice.

2. Use the barter system - Get together your friends, family, neighbors, and co-workers and set up a bartering system. Offer babysitting to one family in exchange for them mowing your lawn, or housekeeping for car-pooling your kids. Can't get your folks together in one room? Set up a website or forum for your group. Bravenet.com offers web tools and hosting for free.

3. Comparison shop - Comparison shopping can make a big difference in the little things. Say you're lookin' at a barbecue grill at one place for $350 and you find the exact same grill or one comparable for $300. If you shop online, you can save yourself the hassle of the footwork. You might even find the same goods in gently used condition for even bigger savings.

4. Proper maintenance - Ah, now this is where we came in. Taking care of your goods not only saves you the time and hassle of repair, it basically locks in yesterday's prices and hedges against tomorrow's inflation - substantially compounding your buying power!

5. Fulfill your needs, table your wants - I know one guy who used to say “If I still want it in next month then I’ll get it." He saved himself from wasting money on many an impulse buy this way. Now, that doesn't mean your spending plan should feel like a straightjacket... more like a well-fitting Italian sportcoat.

The Biggest Mistake People Make With Their Money Is Easy to Solve

Do you really want to save money? I've made a special deal exclusively for my newsletter subscribers, and I had to pull some strings to get it for you. If I could do it legally, I'd give this book away - but I'd get into big trouble! Let me show you 101 easy ways you can start plugging all your money leaks right now. These are all painless money saving tips that you can easily put to good use without squeezing your lifestyle like a too-small pair o' Hush Puppies. SectorMatic Money Site is now serving up 101 Ways To Stop The Money Leak.

This book sells all day long on other sites for $24.95... Do your research and you'll see, it's no joke.  I don't want price to be a factor in keeping you from living like a fat cat, even if you are on a money diet. So I'm giving a huge break - an 80% discount - to my SectorMatic Money Site Subscribers and offering it for only $4.95. You can't even get a decent lunch for that. Click here to get your copy at 80% off. If you use just a few of the money-saving tips in this 52-page manual you WILL save a tremondous amount o' dough. ...Yeah, like that!

SUBSCRIBE NOW! If you're reading this and you're not currently a newsletter subscriber... where ya been? Thank the person who hooked you up. They've done you a marvelous service. Now it's up to you to keep the hits coming and watch the money roll in. Sign up for our free newsletter, and change your life for for good! You didn't think I could read minds too, now did you? Honestly, I think that's asking a bit much....


Until next time,
Jack Schmidt

Spokesman


SectorMatic Money Site
Everything for the Big Spender on a Budget













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